● ONION: gr3y-hat.onion
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Sites

CC Sites:

  • • ultimate-shop.ru
  • • prozone.cc
  • • spidercc.cc
  • • rosecc.pw
  • • katrina.gg

Enrolls:

  • • kingenrolls.cc
  • • Chingis.cc

Logs:

  • • Athna.ru

Look ups:

  • • ssn-dob.net

Gift Card Sites:

  • • Egifter
  • • Giftcardnanny
  • • Razor Gold
  • • G2A

Bins

552433 -Bancorp/chime Easy Non-MSC

Target: Razor Gold, Cashapp, Venmo

403163 -sutton/cashapp Easy Non VBV

Target: Apple, Razor Gold, Doordash

551783 -shazam/metabank Easy Non MSC

Target: PS5 Store, G2A

409451 -centra credit union Medium

Target: Egifter, Giftcards

Notes: Residential proxies in Indiana

510303 -Desco Fed Credit Union Medium

Target: Egifter

Notes: Residential proxies needed

521333 -Synchrony Bank Medium

Target: Walmart

483313 -Prepaid Target Visa Easy Non VBV

Target: G2A, DoorDash

414781 -Visa High Limit Easy Non VBV

Target: Walmart, BestBuy, Saks etc.

Notes: Must use clean IP and user agent match

408039 -Visa Chaco Credit Union Ohio

Target: Giftcards

Proxies

webshare.io

Notes: 10 free proxies

Brightdata.com

Notes: 15 free proxies

netnut.io

Notes: 7 day free trial

Dexodata.com

Free Proxies:

  • • proxyscrape.com
  • • iproyal.com
  • • geonode.com

Credit Repair 2026

1

Verify Exposure (HaveIBeenPwned)

Action: Go to HaveIBeenPwned.com and enter your email and phone number.

Why: Identifies which data breaches exposed your info. Use these names in dispute letters to prove how identity theft started.

2

Pull Official Reports

Action: Get free reports from AnnualCreditReport.com

Note: Use the official site to get full files needed for legal audit.

3

Conduct the Audit

Action: Print reports and scan for:

  • • Personal Info: Wrong addresses or name variations
  • • Accounts: Tradelines or collections you didn't open
  • • Inquiries: Hard pulls from companies you didn't contact

Outcome: Circle items in red ink for your 605B request.

4

Create Identity Theft Report

FTC Affidavit: Complete interview at IdentityTheft.gov

Police Report: Take FTC document to local police for report number

Why: "Gold standard" proof to trigger 4-day block under FCRA Section 605B

5

Freeze Secondary Bureaus

  • • LexisNexis: lexisnexis.com
  • • Innovis: innovis.com

Why: Stops Big Three from verifying fraudulent items using background databases

6

Draft the 605B Dispute Letter

Action: Write to Equifax, Experian, and TransUnion citing 15 U.S.C. § 1681c-2

Detail: List specific breach from Step 1 (e.g., "2024 AT&T breach")

Demand: Block items within 4 business days

7

Mail via Certified Mail

The Packet: 605B letter, Identity Theft Report, ID/Utility bill, circled credit report

Action: Send via Certified Mail with Return Receipt

Why: Creates legal paper trail proving delivery

8

Confirm the Block

The Law: Bureaus must block within 4 business days

Follow-up: Check reports one week later to ensure "ghost" accounts are gone

Pro-Tips for Mailing

  • • Certified Mail: Use "Green Card" - your only legal proof of delivery
  • • Hand-Write Envelopes: Blue or black ink helps bypass automated filters
  • • Do NOT Call: Avoid calling or using online portal after mailing. 4-day clock starts when they sign for letter

Where to Mail (Certified Mail)

Equifax

P.O. Box 740256

Atlanta, GA 30348

Experian

P.O. Box 4500

Allen, TX 75013

TransUnion

P.O. Box 2000

Chester, PA 19016

605B Dispute Letter Template

[Your Full Name]
[Your Current Address]
[City, State, Zip]
[Last 4 of SSN]
[Date]

RE: NOTICE OF IDENTITY THEFT - BLOCK REQUEST (15 U.S.C. § 1681c-2)

I am a victim of identity theft. My personal information was compromised in the [Name of Data Breach] data breach.

Pursuant to 15 U.S.C. § 1681c-2 (FCRA Section 605B), you are required to permanently block the reporting of any information that resulted from this identity theft.

I request you block the following within 4 business days:

  • • Account: [Bank Name] | # [Number]
  • • Inquiry: [Company] | Date: [Date]
  • • Personal Info: [Wrong address/name]

Enclosed: Identity Theft Report, Photo ID, Utility Bill, Circled Credit Report

Sincerely,
[Your Signature]
[Your Printed Name]

Final Packet Checklist

  1. 1. 605B Dispute Letter (signed, citing 15 U.S.C. § 1681c-2)
  2. 2. Identity Theft Report (FTC Affidavit + Police Report)
  3. 3. Audit Report (page with fraudulent items circled in red)
  4. 4. Proof of Identity (Government ID + Utility Bill)
  5. 5. Evidence of Breach (Screenshot from HaveIBeenPwned - optional but recommended)

Credit Building

Strategies to build and establish credit.

Business Credit

Build business credit for your company.